*Mortgages provided by The Royal Bank of Scotland plc. Over 18s only. Not available in Northern Ireland. *Savings calculated based on rates in Moneyfacts and lenders' websites, 22nd March 2005. Product compared is lenders best available 2 year fixed rate and long term rate as at 22nd March 2005. Rates may vary from time to time. There is an administration fee of 195 if you settle the mortgage before the end of the term. Tesco Personal Finance is a joint venture between The Royal Bank of Scotland plc and Tesco PLC. Tesco Personal Finance Limited. Registered in Scotland no. 173199. Registered office: 42 St. Andrew Square, Edinburgh,EH2 2YE. * Source: Direct Excellence, October - December 2004. Tesco Home Insurance is underwritten by UK Insurance Limited (UKI). UKI is incorporated in England & Wales and is regulated by the Financial Services Authority. Member of the Financial Ombudsman Service and the Financial Services Compensation Scheme. * Your quote must be obtained 27th April and 13th June 2005 and you must subsequently purchase the policy. Quotes valid for 90 days. Points will be awarded once your first payment has been received. If you are paying by instalments your points will be awarded monthly over 12 months as each payment is received. To receive the Clubcard Points you must have a valid Clubcard or agree that Tesco stores Ltd may use your information to open a Clubcard in your name. If you do not want a Clubcard you must advise us.Tesco Personal Finance is a joint venture between The Royal Bank of Scotland plc and Tesco PLC. Tesco Personal Finance Limited. Registered in Scotland no. 173199. Registered office: 42 St. Andrew Square, Edinburgh,EH2 2YE.* Tesco Life Insurance is provided by Norwich Union (NU). NU is incorporated in England & Wales and is regulated by the financial Services Authority. Member of the Financial Ombudsman Service and the Financial Services Compensation Scheme. The cost of cover will depend on the level and period of cover selected in addition to your personal circumstances. The policy has no cash in value at any time. ††Collect 4,500 Clubcard Points when you purchase a Life Insurance Policy. New customers only. 1,000 points will be awarded after the first months premium is paid and quarterly thereafter until a total of 4,500 points has been allocated. (Online applicants will receive 1,500 points in the final allocation.) To receive the Clubcard Points you must have a valid Clubcard or agree that Tesco stores Ltd may use your information to open a Clubcard in your name. If you do not want a Clubcard you must advise us. Tesco Personal Finance is a joint venture between The Royal Bank of Scotland plc and Tesco PLC. Tesco Personal Finance Limited. Registered in Scotland no. 173199. Registered office: 42 St. Andrew Square, Edinburgh,EH2 2YE.